Description:

The Loan Application Review Specialist is responsible for the successful regulatory oversight of loan applications that do not result in origination. The Loan Application Review Specialist's key responsibilities include the following:

• • Review and ensure compliance of all denied and withdrawn loan applications with regulatory guidelines.
• • Process and review all Adverse Action Notices sent to customers.
• • Review and process Home Mortgage Disclosure Act reportable applications.
• • Advise lenders and provide guidance in the adverse action and application withdrawal processes.

Below is a list of essential job functions. Additional responsibilities may be assigned in the position.

FOCUSES ON ACCURACY AND ATTENTION TO DETAIL

Reviews and ensures compliance of all denied and withdrawn loan applications. Possesses a strong ability to comprehend, implement and communicate regulatory guidelines. Processes and reviews all Adverse Action Notices sent to customers to ensure accuracy and compliance standards. Reviews and processes Home Mortgage Disclosure Act reportable applications. Implements procedures to supervise and report findings of errors or trends actively in the process.

PROMOTES POSITIVE ATTITUDE AND COLLABORATION

Possesses and displays a positive demeanor in managing change; working and communicating with others; and adhering to policies, procedures, and customer service standards. Works in tandem with lenders on an individual basis and in group settings to share expertise and mentor for improvement. Collaborates with others in developing efficiencies in the denied and withdrawn application process. Assists with training on the application procedures.

FOSTER OUR CULTURE

Possesses and displays a positive approach in managing change, while demonstrating excellent communication skills through effective conversations and collaboration. Be the source of outstanding client and employee experiences. Be on the lookout for chances to support volunteerism in the local communities, increase the bank's outreach, embrace inclusion and diversity standards, and foster new opportunities.

EMBRACES TECHNOLOGY

Explores efficiencies in technologies to improve processes within the bank. Embraces advancements in Banking technology and internal applications. Explore chances to transform through innovation.

SEEK PROFESSIONAL DEVELOPMENT OPPORTUNITIES

Actively seeks opportunities to advance skills and provide outstanding quality work. Develops skills with the goal of being the professional in your field and viewed by others as a trusted advisor and mentor.

Requirements:

QUALIFICATIONS, EDUCATION, AND EXPERIENCE

To perform this job successfully, an individual is required to perform each crucial job requirement satisfactorily and a skills inventory is listed below. A high school diploma or general education degree (GED) is required, with related experience and secondary education preferred. A criminal background check will be conducted. We provide reasonable accommodations to enable individuals with disabilities to perform the essential functions.

LANGUAGE SKILLS: Ability to read, comprehend, and interpret documents. Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization. Ability to communicate to clients directly and effectively.

TECHNOLOGY SKILLS: Ability to use telephone systems and possess good digital literacy including email, internet and intranet use. Prior experience or the ability to learn core transaction system, debit card system, statement processing system, cash advance machines and any other computer programs pertinent to performing job duties.

MATHEMATICAL SKILLS: Ability to add, subtract, multiply, and divide in all units of measure. Ability to compute r te, ratio, and percent and to draw and interpret bar graphs.

REASONING ABILITY: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to solve exciting problems involving several variables in a standardized situation.

PHYSICAL DEMANDS AND WORK ENVIRONMENT: Representative of those that must be met by an employee to successfully perform what is asked of you. This position operates in a professional office environment with considerable time spent at a desk using office equipment such as computers, phones, and printers. Noise level is moderate with constant communication and interactions with others, Ability to travel on occasion to all market areas and attend seminars or training sessions offsite.

BENEFITS

• • Medical, Dental, Vision & Life Insurance
• • 401K with company match and profit-sharing program
• • Paid Time Off & Recognized Holidays
• • Leave policies
• • Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet Insurance)
• • Employee Assistance Program
• • Employee Health & Wellness Program
• • Special Loan and Deposit Rates
• • Gradifi Student Loan Paydown Plan
• • Rewards & Recognition Programs and much more! Eligibility requirements apply.

Equal Opportunity Employer/Affirmative Action : Minority, Female, Veteran, Persons with Disabilities

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